In-hospital benefits

  • book Glossary
    Agreed rate The agreed rate is the negotiated tariff fee payable to any designated service provider, including those listed on the network.
    GRP The generic reference price – the Fund bases its medicine benefits on the cost of generic medicines instead of brand-name medicines.
    Momentum Health Momentum Health is contracted to the Scheme for all managed healthcare services and the management of the Scheme's provider network.
    Scheme rate The Scheme rate is the tariff set by the Fund for reimbursement of claims, in the absence of any other agreed or contracted tariff with any service provider.
    SEP The single exit price is the legislated price of medicine.
    UPFS The uniform patient fee schedule is the fee schedule applied by the public sector.
    PMB CDL Prescribed Minimum Benefits (PMB) Chronic Disease List (CDL): PMBs are benefits that medical schemes must offer in terms of the Medical Schemes Act, 131 of 1998.

Primary Option

  • STATE FACILITY
    Associated professional services, i.e. doctor, physiotherapist, occupational therapist, dietician, etc.
    In patient

    Subject to overall annual limit

    Single member: R18 900
    Member + 1: R29 500
    Member + 2: R38 300
    Member + 3: R39 500
    Member + 4: R40 000

    Treatment at State facility only; uniforMember patient fee schedule (UPFS) rates applicable
    Maternity

    Patient must register with MomentuMember Health within the first 16 weeks of the pregnancy
    Due to high annual indemnity insurance fees by gynaecologists, co-payments may apply

    Treatment at State facility only; UPFS rates applicable

    Subject to overall annual limit

    Single member: R18 900
    Member + 1: R29 500
    Member + 2: R38 300
    Member + 3: R39 500
    Member + 4: R40 000

    Treatment at State facility only; uniforMember patient fee schedule (UPFS) rates applicable. Subject to overall annual limit.
    Gynaecologist

    vaginal delivery (tariff code 2614)
    caesarean delivery (tariff code 2615)

    Patient must register with MomentuMember Health within the first 16 weeks of the pregnancy

    Subject to overall annual limit

    Single member: R18 900
    Member + 1: R29 500
    Member + 2: R38 300
    Member + 3: R39 500
    Member + 4: R40 000

    Treatment at State facility only; uniforMember patient fee schedule (UPFS) rates applicable
    Intensive care unit

    Subject to overall annual limit

    Single member: R18 900
    Member + 1: R29 500
    Member + 2: R38 300
    Member + 3: R39 500
    Member + 4: R40 000

    Treatment at State facility only; uniforMember patient fee schedule (UPFS) rates applicable
    Radiology

    Subject to overall annual limit

    Single member: R18 900
    Member + 1: R29 500
    Member + 2: R38 300
    Member + 3: R39 500
    Member + 4: R40 000

    Treatment at State facility only; uniforMember patient fee schedule (UPFS) rates applicable
    Pathology

    Subject to overall annual limit

    Single member: R18 900
    Member + 1: R29 500
    Member + 2: R38 300
    Member + 3: R39 500
    Member + 4: R40 000

    Treatment at State facility only; uniforMember patient fee schedule (UPFS) rates applicable
    MRI and CT scans

    Authorisation must be obtained prior to treatment

    Subject to overall annual limit

    Single member: R18 900
    Member + 1: R29 500
    Member + 2: R38 300
    Member + 3: R39 500
    Member + 4: R40 000

    Treatment at State facility only; uniforMember patient fee schedule (UPFS) rates applicable

    Internal prostheses and joint replacements

    Defined as appliances placed internally in the body during an operation, as well as the replacement of artificial eyes and limbs
    Dental implants of any nature are not included in the definition of internal prostheses

    Subject to overall annual limit

    Single member: R18 900
    Member + 1: R29 500
    Member + 2: R38 300
    Member + 3: R39 500
    Member + 4: R40 000

    Treatment at State facility only; uniforMember patient fee schedule (UPFS) rates applicable


    Maxillofacial and oral surgery

    Trauma cases only as a result of an emergency or accident

    No benefit for selective admission for specialised or advanced dentistry

    Subject to overall annual limit

    Single member: R18 900
    Member + 1: R29 500
    Member + 2: R38 300
    Member + 3: R39 500
    Member + 4: R40 000

    Treatment at State facility only; uniforMember patient fee schedule (UPFS) rates applicable


    To-take-out medicine

    Medicine dispensed upon discharge froMember hospital

    Subject to overall annual limit

    Single member: R18 900
    Member + 1: R29 500
    Member + 2: R38 300
    Member + 3: R39 500
    Member + 4: R40 000

    Treatment at State facility only; uniforMember patient fee schedule (UPFS) rates applicable


    Radiotherapy and chemotherapy (for instance cancer treatment)

    Authorisation must be obtained prior to treatment

    Subject to overall annual limit

    Single member: R18 900
    Member + 1: R29 500
    Member + 2: R38 300
    Member + 3: R39 500
    Member + 4: R40 000

    Treatment at State facility only; uniforMember patient fee schedule (UPFS) rates applicable


    Transplants

    Authorisation must be obtained prior to treatment

    Subject to overall annual limit

    Single member: R18 900
    Member + 1: R29 500
    Member + 2: R38 300
    Member + 3: R39 500
    Member + 4: R40 000

    Treatment at State facility only; uniforMember patient fee schedule (UPFS) rates applicable


    Cardiothoracic interventions and surgery (including angiograms)

    Authorisation must be obtained prior to treatment

    Subject to overall annual limit

    Single member: R18 900
    Member + 1: R29 500
    Member + 2: R38 300
    Member + 3: R39 500
    Member + 4: R40 000

    Treatment at State facility only; uniforMember patient fee schedule (UPFS) rates applicable


    Neurosurgery

    Authorisation must be obtained prior to treatment

    Subject to overall annual limit

    Single member: R18 900
    Member + 1: R29 500
    Member + 2: R38 300
    Member + 3: R39 500
    Member + 4: R40 000

    Treatment at State facility only; uniforMember patient fee schedule (UPFS) rates applicable


    Renal dialysis

    Authorisation must be obtained prior to treatment

    Subject to overall annual limit

    Single member: R18 900
    Member + 1: R29 500
    Member + 2: R38 300
    Member + 3: R39 500
    Member + 4: R40 000

    Treatment at State facility only; uniforMember patient fee schedule (UPFS) rates applicable


    Care in lieu of hospitalisation

    Authorisation must be obtained prior to treatment

    Rehabilitation or terminal care
    No benefit for home nursing and frail care services

    Subject to overall annual limit

    May include rehabilitation or terminal care

    Single member: R18 900
    Member + 1: R29 500
    Member + 2: R38 300
    Member + 3: R39 500
    Member + 4: R40 000

    Treatment at State facility only; uniforMember patient fee schedule (UPFS) rates applicable


    Specialised procedures, i.e. scopes

    Authorisation must be obtained prior to treatment

    Members will be liable for any costs in excess of the specified benefits

    Subject to overall annual limit

    Single member: R18 900
    Member + 1: R29 500
    Member + 2: R38 300
    Member + 3: R39 500
    Member + 4: R40 000

    Treatment at State facility only; uniforMember patient fee schedule (UPFS) rates applicable


    Circumcision

    a) Performed out of hospital

    Authorisation must be obtained prior to treatment

    Subject to overall annual limit


    Single member: R18 900
    Member + 1: R29 500
    Member + 2: R38 300
    Member + 3: R39 500
    Member + 4: R40 000
    Treatment at State facility only; uniforMember patient fee schedule (UPFS) rates applicable


    b) Performed in hospital

    Authorisation must be obtained prior to treatment

    Subject to overall annual limit


    Single member: R18 900
    Member + 1: R29 500
    Member + 2: R38 300
    Member + 3: R39 500
    Member + 4: R40 000
    Treatment at State facility only; uniforMember patient fee schedule (UPFS) rates applicable


    Trauma units

    Benefit limited to stabilisation of patient only and thereafter transferral to designated service provider
    Subject to authorisation and case management

    Subject to overall annual limit

    Single member: R18 900
    Member + 1: R29 500
    Member + 2: R38 300
    Member + 3: R39 500
    Member + 4: R40 000

    Treatment at State facility only; uniforMember patient fee schedule (UPFS) rates applicable


  • HIV/AIDS

    Hospital pre-authorisation is required
    This benefit is subject to enrolment on the HIV/AIDS programme

    Subject to overall annual limit

    Single member: R18 900
    Member + 1: R29 500
    Member + 2: R38 300
    Member + 3: R39 500
    Member + 4: R40 000

    Treatment at State facility only; uniforMember patient fee schedule (UPFS) rates applicable


Benefit Summary - 0.61mb